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Corporate Credit Rating - HOME Corporate Credit Rating Managing Foreign Exchange Risk by Ghassem A. Homaifar, A comprehensive guide to managing global financial risk From the balance of payment exposure to foreign exchange and interest rate risk, to credit derivatives and other exotic options, futures, and swaps for mitigating and transferring risk, this book provides a simple yet comprehensive analysis of complex derivatives pricing and their application in risk management. The risk posed by foreign exchange transactions stems from the volatility of the exchange rate, the volatility of the interest rates, and factors unique to individual companies ...
Credit Report Agency - HOME Credit Report Agency The Ratings Game by Andrew Fight, What are credit rating agencies? Many people paying for ratings and ratings reports do not fully understand what they are buying and how these agencies really work. Ratings agencies wield immense power over the fate of individual corporations, countries, and whole economies, yet their workings are remarkably opaque. Many events over the past decade, such as the Asian crisis and the demise of certain financial institutions have highlighted some of the limitations of ratings agencies, and raised questions as to their accountability and ...
Credit Report Agency - HOME Credit Report Agency The Ratings Game by Andrew Fight, What are credit rating agencies? Many people paying for ratings and ratings reports do not fully understand what they are buying and how these agencies really work. Ratings agencies wield immense power over the fate of individual corporations, countries, and whole economies, yet their workings are remarkably opaque. Many events over the past decade, such as the Asian crisis and the demise of certain financial institutions have highlighted some of the limitations of ratings agencies, and raised questions as to their accountability and ...
Credit Report Agency - HOME Credit Report Agency The Ratings Game by Andrew Fight, What are credit rating agencies? Many people paying for ratings and ratings reports do not fully understand what they are buying and how these agencies really work. Ratings agencies wield immense power over the fate of individual corporations, countries, and whole economies, yet their workings are remarkably opaque. Many events over the past decade, such as the Asian crisis and the demise of certain financial institutions have highlighted some of the limitations of ratings agencies, and raised questions as to their accountability and ...
Credit Report Agency - HOME Credit Report Agency The Ratings Game by Andrew Fight, What are credit rating agencies? Many people paying for ratings and ratings reports do not fully understand what they are buying and how these agencies really work. Ratings agencies wield immense power over the fate of individual corporations, countries, and whole economies, yet their workings are remarkably opaque. Many events over the past decade, such as the Asian crisis and the demise of certain financial institutions have highlighted some of the limitations of ratings agencies, and raised questions as to their accountability and ...
Experian Credit Reporting Agency Address - HOME Experian Credit Reporting Agency Address Credit Reporting Systems and the International Economy by Margaret J. Miller, Credit reporting is a critical part of the financial system in most developed economies but is often weak or absent in developing countries. It addresses a fundamental problem of credit markets: asymmetric information between borrowers and lenders that can lead to adverse selection and moral hazard. The heart of a credit report is the record it provides of an individual's or a firm's payment history, which enables lenders to evaluate credit risk more accurately and ... borrowers, which promotes increased lending activity. The book also covers the role of public policy in the development of credit reporting initiatives, including the role of public credit registries managed by central banks; and the role of legal, regulatory, and institutional factors in supporting credit reporting. The Ratings Game by Andrew Fight, What are credit rating agencies? Many people paying for ratings and ratings reports do not fully understand what they are buying and how these agencies really work. Ratings agencies wield immense power over the fate of individual corporations, countries, and whole ...
Credit Reporting Agency - HOME Credit Reporting Agency The Ratings Game by Andrew Fight, What are credit rating agencies? Many people paying for ratings and ratings reports do not fully understand what they are buying and how these agencies really work. Ratings agencies wield immense power over the fate of individual corporations, countries, and whole economies, yet their workings are remarkably opaque. Many events over the past decade, such as the Asian crisis and the demise of certain financial institutions have highlighted some of the limitations of ratings agencies, and raised questions as to their accountability and ...
Contact Credit Reporting Agency - HOME Contact Credit Reporting Agency Credit Reporting Systems and the International Economy by Margaret J. Miller, Credit reporting is a critical part of the financial system in most developed economies but is often weak or absent in developing countries. It addresses a fundamental problem of credit markets: asymmetric information between borrowers and lenders that can lead to adverse selection and moral hazard. The heart of a credit report is the record it provides of an individual's or a firm's payment history, which enables lenders to evaluate credit risk more accurately and lower ... borrowers, which promotes increased lending activity. The book also covers the role of public policy in the development of credit reporting initiatives, including the role of public credit registries managed by central banks; and the role of legal, regulatory, and institutional factors in supporting credit reporting. The Ratings Game by Andrew Fight, What are credit rating agencies? Many people paying for ratings and ratings reports do not fully understand what they are buying and how these agencies really work. Ratings agencies wield immense power over the fate of individual corporations, countries, and whole ...
Credit Report Agency - HOME Credit Report Agency The Ratings Game by Andrew Fight, What are credit rating agencies? Many people paying for ratings and ratings reports do not fully understand what they are buying and how these agencies really work. Ratings agencies wield immense power over the fate of individual corporations, countries, and whole economies, yet their workings are remarkably opaque. Many events over the past decade, such as the Asian crisis and the demise of certain financial institutions have highlighted some of the limitations of ratings agencies, and raised questions as to their accountability and ...
Credit Report Agency - HOME Credit Report Agency The Ratings Game by Andrew Fight, What are credit rating agencies? Many people paying for ratings and ratings reports do not fully understand what they are buying and how these agencies really work. Ratings agencies wield immense power over the fate of individual corporations, countries, and whole economies, yet their workings are remarkably opaque. Many events over the past decade, such as the Asian crisis and the demise of certain financial institutions have highlighted some of the limitations of ratings agencies, and raised questions as to their accountability and ...
Credit Report Agency - HOME Credit Report Agency The Ratings Game by Andrew Fight, What are credit rating agencies? Many people paying for ratings and ratings reports do not fully understand what they are buying and how these agencies really work. Ratings agencies wield immense power over the fate of individual corporations, countries, and whole economies, yet their workings are remarkably opaque. Many events over the past decade, such as the Asian crisis and the demise of certain financial institutions have highlighted some of the limitations of ratings agencies, and raised questions as to their accountability and ...
Three Credit Reporting Agency - HOME Three Credit Reporting Agency The Ratings Game by Andrew Fight, What are credit rating agencies? Many people paying for ratings and ratings reports do not fully understand what they are buying and how these agencies really work. Ratings agencies wield immense power over the fate of individual corporations, countries, and whole economies, yet their workings are remarkably opaque. Many events over the past decade, such as the Asian crisis and the demise of certain financial institutions have highlighted some of the limitations of ratings agencies, and raised questions as to their accountability ...
Credit Report Agency - HOME Credit Report Agency The Ratings Game by Andrew Fight, What are credit rating agencies? Many people paying for ratings and ratings reports do not fully understand what they are buying and how these agencies really work. Ratings agencies wield immense power over the fate of individual corporations, countries, and whole economies, yet their workings are remarkably opaque. Many events over the past decade, such as the Asian crisis and the demise of certain financial institutions have highlighted some of the limitations of ratings agencies, and raised questions as to their accountability and ...
Bah Rate - HOME Bah Rate Exchange Rate Determination: Models and Strategies for Exchange Rate Forecasting by Michael Roy Rosenberg, Irwin Library of Investment and Finance An Examination of Today's Major Exchange-Rate Forecasting Models and Tools--and When to Use Each for Maximum Efficacy and Accuracy Increased global trade and cross-border interaction have redefined the worldwide business arena. At the same time, the ability to accurately forecast and determine exchange rates has come to dictate the terms of success for companies conducting business in that arena. "Exchange-Rate Determination explores today's most ...
Rate My Tit - HOME Rate My Tit Exchange Rate Determination: Models and Strategies for Exchange Rate Forecasting by Michael Roy Rosenberg, Irwin Library of Investment and Finance An Examination of Today's Major Exchange-Rate Forecasting Models and Tools--and When to Use Each for Maximum Efficacy and Accuracy Increased global trade and cross-border interaction have redefined the worldwide business arena. At the same time, the ability to accurately forecast and determine exchange rates has come to dictate the terms of success for companies conducting business in that arena. "Exchange-Rate Determination explores today's ...
Credit Report Agency - HOME Credit Report Agency The Ratings Game by Andrew Fight, What are credit rating agencies? Many people paying for ratings and ratings reports do not fully understand what they are buying and how these agencies really work. Ratings agencies wield immense power over the fate of individual corporations, countries, and whole economies, yet their workings are remarkably opaque. Many events over the past decade, such as the Asian crisis and the demise of certain financial institutions have highlighted some of the limitations of ratings agencies, and raised questions as to their accountability and ...
Equifax Credit Reporting Agency - HOME Equifax Credit Reporting Agency Credit Reporting Systems and the International Economy by Margaret J. Miller, Credit reporting is a critical part of the financial system in most developed economies but is often weak or absent in developing countries. It addresses a fundamental problem of credit markets: asymmetric information between borrowers and lenders that can lead to adverse selection and moral hazard. The heart of a credit report is the record it provides of an individual's or a firm's payment history, which enables lenders to evaluate credit risk more accurately and lower ... borrowers, which promotes increased lending activity. The book also covers the role of public policy in the development of credit reporting initiatives, including the role of public credit registries managed by central banks; and the role of legal, regulatory, and institutional factors in supporting credit reporting. The Ratings Game by Andrew Fight, What are credit rating agencies? Many people paying for ratings and ratings reports do not fully understand what they are buying and how these agencies really work. Ratings agencies wield immense power over the fate of individual corporations, countries, and whole ...
Trw Credit Reporting Agency - HOME Trw Credit Reporting Agency Credit Reporting Systems and the International Economy by Margaret J. Miller, Credit reporting is a critical part of the financial system in most developed economies but is often weak or absent in developing countries. It addresses a fundamental problem of credit markets: asymmetric information between borrowers and lenders that can lead to adverse selection and moral hazard. The heart of a credit report is the record it provides of an individual's or a firm's payment history, which enables lenders to evaluate credit risk more accurately and lower ... borrowers, which promotes increased lending activity. The book also covers the role of public policy in the development of credit reporting initiatives, including the role of public credit registries managed by central banks; and the role of legal, regulatory, and institutional factors in supporting credit reporting. The Ratings Game by Andrew Fight, What are credit rating agencies? Many people paying for ratings and ratings reports do not fully understand what they are buying and how these agencies really work. Ratings agencies wield immense power over the fate of individual corporations, countries, and whole ...
Credit Report Agency - HOME Credit Report Agency The Ratings Game by Andrew Fight, What are credit rating agencies? Many people paying for ratings and ratings reports do not fully understand what they are buying and how these agencies really work. Ratings agencies wield immense power over the fate of individual corporations, countries, and whole economies, yet their workings are remarkably opaque. Many events over the past decade, such as the Asian crisis and the demise of certain financial institutions have highlighted some of the limitations of ratings agencies, and raised questions as to their accountability and ...
Credit Report Rating - HOME Credit Report Rating The Ratings Game by Andrew Fight, What are credit rating agencies? Many people paying for ratings and ratings reports do not fully understand what they are buying and how these agencies really work. Ratings agencies wield immense power over the fate of individual corporations, countries, and whole economies, yet their workings are remarkably opaque. Many events over the past decade, such as the Asian crisis and the demise of certain financial institutions have highlighted some of the limitations of ratings agencies, and raised questions as to their accountability and ...
Municipal Bond Rate - HOME Municipal Bond Rate Financial Markets: Rates and Flows by James C. Van Horne, New Features to the Sixth Edition Include: New section on liquidity presents students with information on the treatment of credit ratings, default losses and migration patterns, quality yield spreads over time, high-yield debt, and yield spreads with respect to maturity. Updated data on the flow of funds (chapter 2) offers students new information regarding the total debt outstanding for various major sectors of the economy. Enhanced coverage on inflation and returns introduces students to a section on inflation- ...
Credit Report Rating - HOME Credit Report Rating The Ratings Game by Andrew Fight, What are credit rating agencies? Many people paying for ratings and ratings reports do not fully understand what they are buying and how these agencies really work. Ratings agencies wield immense power over the fate of individual corporations, countries, and whole economies, yet their workings are remarkably opaque. Many events over the past decade, such as the Asian crisis and the demise of certain financial institutions have highlighted some of the limitations of ratings agencies, and raised questions as to their accountability and ...
Credit Report Rating - HOME Credit Report Rating The Ratings Game by Andrew Fight, What are credit rating agencies? Many people paying for ratings and ratings reports do not fully understand what they are buying and how these agencies really work. Ratings agencies wield immense power over the fate of individual corporations, countries, and whole economies, yet their workings are remarkably opaque. Many events over the past decade, such as the Asian crisis and the demise of certain financial institutions have highlighted some of the limitations of ratings agencies, and raised questions as to their accountability and ...
Annuity Rate Quote - HOME Annuity Rate Quote Weiss Ratings' Guide to Life, Health and Annuity Insurers: A Quarterly Compilation of Insurance Company Ratings and Analyses Weiss Ratings' Guide to Life, Health and Annuity Insurers: A Quarterly Compilation of Insurance Company Ratings and Analyses An Encyclopedia of Compelling Quotations by R. Daniel Watkins, Packed with over 10,000 quotes from over 3,200 individuals, and subdivided into almost one thousand topics, "An Encyclopedia of Compelling Quotations" will help add interest to any article, sermon, presentation, or conversation. These pithy, uplifting quotes have been culled from over 250 ...
Counseling Credit Rating Services - HOME Counseling Credit Rating Services The Ratings Game by Andrew Fight, What are credit rating agencies? Many people paying for ratings and ratings reports do not fully understand what they are buying and how these agencies really work. Ratings agencies wield immense power over the fate of individual corporations, countries, and whole economies, yet their workings are remarkably opaque. Many events over the past decade, such as the Asian crisis and the demise of certain financial institutions have highlighted some of the limitations of ratings agencies, and raised questions as to their accountability ...
Credit Report Rating - HOME Credit Report Rating The Ratings Game by Andrew Fight, What are credit rating agencies? Many people paying for ratings and ratings reports do not fully understand what they are buying and how these agencies really work. Ratings agencies wield immense power over the fate of individual corporations, countries, and whole economies, yet their workings are remarkably opaque. Many events over the past decade, such as the Asian crisis and the demise of certain financial institutions have highlighted some of the limitations of ratings agencies, and raised questions as to their accountability and ...
Credit Report Rating - HOME Credit Report Rating The Ratings Game by Andrew Fight, What are credit rating agencies? Many people paying for ratings and ratings reports do not fully understand what they are buying and how these agencies really work. Ratings agencies wield immense power over the fate of individual corporations, countries, and whole economies, yet their workings are remarkably opaque. Many events over the past decade, such as the Asian crisis and the demise of certain financial institutions have highlighted some of the limitations of ratings agencies, and raised questions as to their accountability and ...
Best Refinance Mortgage Interest Rate Online - HOME Best Refinance Mortgage Interest Rate Online 106 Mortgage Secrets All Borrowers Must Know: But Lenders Won't Tell by Gary W. Eldred, One of America’ s top real estate authorities explains the inside secrets of the mortgage business Each year, more than ten million American homebuyers, homeowners, and realty investors enter the mortgage arena to finance or refinance their homes and rental properties. And each year, millions of borrowers pay more than they have to. But you won’ t be one of them with Gary Eldred’ s 106 Mortgage Secrets All Homebuyers Must ... is being honest with you. He covers every aspect of the mortgage process and highlights the key criteria you should always consider when making your decision. With these 106 secrets, you’ ll have the confidence and the knowledge to: Increase your borrowing power Get the lowest interest rate Understand ARMs Cut the cost of mortgage insurance Save big with seller financing, foreclosures, and REOs Perfect your credit profile Avoid getting taken by the fine print Get maximum return on your home investment There’ s no reason to get a good mortgage, when you ...
Illinois Jumbo Mortgage Rate - HOME Illinois Jumbo Mortgage Rate Adjustable Rate Mortgages Revised and updated with rates that reflect today's real estate mortgage market, this pocket-size handbook presents quick-reference number charts that eliminate the need for calculation. As such, its tables are time-savers for business students, loan officers, and buyers seeking an adjustable rate mortgage. The tables are as follows: Monthly Payments, Payment Adjustments Resulting from Interest Rate Adjustments, Borrower's Worst Case Annual Percentage Rates, Borrowers Worst Case Monthly Payments, Annual Percentage Rates for First Year, Value of Below-Market Initial Rate, ...
Credit Report Rating - HOME Credit Report Rating The Ratings Game by Andrew Fight, What are credit rating agencies? Many people paying for ratings and ratings reports do not fully understand what they are buying and how these agencies really work. Ratings agencies wield immense power over the fate of individual corporations, countries, and whole economies, yet their workings are remarkably opaque. Many events over the past decade, such as the Asian crisis and the demise of certain financial institutions have highlighted some of the limitations of ratings agencies, and raised questions as to their accountability and ...
Credit Report Rating - HOME Credit Report Rating The Ratings Game by Andrew Fight, What are credit rating agencies? Many people paying for ratings and ratings reports do not fully understand what they are buying and how these agencies really work. Ratings agencies wield immense power over the fate of individual corporations, countries, and whole economies, yet their workings are remarkably opaque. Many events over the past decade, such as the Asian crisis and the demise of certain financial institutions have highlighted some of the limitations of ratings agencies, and raised questions as to their accountability and ...
California Mortgage Interest Rate - HOME California Mortgage Interest Rate Interest Rate, Term Structure, and Valuation Modeling by Frank J. Fabozzi, Interest Rate, Term Structure, and Valuation Modeling is a valuable practitioner-oriented text that thoroughly reviews the interest rate models and term structure models used today by market professionals and vendors of analytical services. This accessible guide discusses important valuation models, including the lattice model for valuing corporate and agency bonds with embedded options, structured notes, and floating-rate securities; the Monte Carlo simulation model for valuing mortgage-backed securities and certain asset-backed securities; as well ...
Non Profit Credit Counseling Agency - HOME Non Profit Credit Counseling Agency The Insider's Guide to Credit Repair The Truth About Credit is current, cohesive and thorough. It begins with the basics-defining credit, explaining its value to consumers and businesses, and introducing the key parties that keep the process successfully operating-but then covers more complex topics, including credit laws, credit scoring and credit repair. The central portion of the book tackles three topics that are constantly in the news of late-identity theft/fraud, credit repair, and credit scoring-then shifts to an explanation of credit laws ... as normal as possible Dealing with outside forces (school, day care, relatives, etc.) Eliminating the power struggle for independence in adolescence • Books to Fund A Cure • A portion of this book’ s proceeds will go to the Juvenile Diabetes Foundation International, a not-for-profit voluntary health agency, whose primary objective is to support and fund research to find the cause, cure, treatment, and prevention of diabetesand its complications. Credit reference agency - A Credit reference agency (credit reporting agency in the USA) is an organisation that collects and collates personal financial data on ...
Credit Rating My Personal Report - HOME Credit Rating My Personal Report Your Credit Score: How to Fix, Improve, and Protect the 3-Digit Number That Controls Your Financial Future Your Credit Score "Excellent book! Insightful, well written, and surprisingly interesting! Liz Pulliam Weston has done an outstanding job demystifying an often intimidating and frustrating topic for the benefit of all consumers." --Eric Tyson, syndicated columnist and best-selling author of "Personal Finance for Dummies "In a country where consumers increasingly pay more when they have bad credit, Liz Pulliam Weston?s book provides excellent tips and advice on ways ... and insurance... even help you get your next job! Explains the rules, explodes the myths! Up-to-the-minute information on today?s radically new credit scoring system from MSN/"L.A. Times personal finance journalist Liz Pulliam Weston.(c) Copyright Pearson Education. All rights reserved. The Ratings Game by Andrew Fight, What are credit rating agencies? Many people paying for ratings and ratings reports do not fully understand what they are buying and how these agencies really work. Ratings agencies wield immense power over the fate of individual corporations, countries, and whole ...
Credit Report Rating - HOME Credit Report Rating The Ratings Game by Andrew Fight, What are credit rating agencies? Many people paying for ratings and ratings reports do not fully understand what they are buying and how these agencies really work. Ratings agencies wield immense power over the fate of individual corporations, countries, and whole economies, yet their workings are remarkably opaque. Many events over the past decade, such as the Asian crisis and the demise of certain financial institutions have highlighted some of the limitations of ratings agencies, and raised questions as to their accountability and ...
Agency Entertainment Glasshouse - HOME Agency Entertainment Glasshouse The Money Pitch: Baseball Free Agency and Salary Arbitration by Roger I. Abrams, X Professional baseball players have always been well paid. In 1869, Harry Wright paid his Cincinnati Red Stockings about seven times what an average working-man earned. Today, on average, players earn more than fifty times the average worker's salary. In fact, on December 12, 1998, pitcher Kevin Brown agreed to a seven-year, $105,000,000 contract with the Los Angeles Dodgers, the first nine-figure contract in baseball history. Brown will be earning ...
Credit Report Rating - HOME Credit Report Rating The Ratings Game by Andrew Fight, What are credit rating agencies? Many people paying for ratings and ratings reports do not fully understand what they are buying and how these agencies really work. Ratings agencies wield immense power over the fate of individual corporations, countries, and whole economies, yet their workings are remarkably opaque. Many events over the past decade, such as the Asian crisis and the demise of certain financial institutions have highlighted some of the limitations of ratings agencies, and raised questions as to their accountability and ...
Credit Bureau Agency - HOME Credit Bureau Agency Forgive Us Our Debts: A Crusading Lawyer's 10 Commandments to Avoid Costly Mistakes and Resurrect Your Credit Legally and Morally The 10 commandments to help consumers rescue their credit rating while avoiding the common pitfalls that cost them thousands of dollars in fees and higher interest rates are elucidated in this guide to the inner workings of the credit system. The commandments include warnings such as "Thou shalt not trust the babble of credit counselors," "Thou shalt not feel guilt when dealing with bill collectors," and "Fend for ...
Credit Report Rating - HOME Credit Report Rating The Ratings Game by Andrew Fight, What are credit rating agencies? Many people paying for ratings and ratings reports do not fully understand what they are buying and how these agencies really work. Ratings agencies wield immense power over the fate of individual corporations, countries, and whole economies, yet their workings are remarkably opaque. Many events over the past decade, such as the Asian crisis and the demise of certain financial institutions have highlighted some of the limitations of ratings agencies, and raised questions as to their accountability and ...
Credit Report Rating - HOME Credit Report Rating The Ratings Game by Andrew Fight, What are credit rating agencies? Many people paying for ratings and ratings reports do not fully understand what they are buying and how these agencies really work. Ratings agencies wield immense power over the fate of individual corporations, countries, and whole economies, yet their workings are remarkably opaque. Many events over the past decade, such as the Asian crisis and the demise of certain financial institutions have highlighted some of the limitations of ratings agencies, and raised questions as to their accountability and ...
American Power Conversion-APC P74MP4 7 Outlet 490J Surge : APC Essential Surge Arrest 7 Outlet MODEL: P74MP4 VENDOR: AMERICAN POWER CONVERSION FEATURES: SurgeAr...
American Power Conversion-APC 6 Outlet Surge Protector : MODEL- P6B VENDOR- AMERICAN POWER CONVERSION FEATURES- SurgeArrest Surge Protector- Black Essential surge pr...
American Power Conversion-APC Surge Arrest 7 Outlet : MODEL- P74MP4 VENDOR- AMERICAN POWER CONVERSION FEATURES- SurgeArrest Surge Protector- Silver Essential Surg...
American Power Conversion-APC 6 Outlet Surge 120V MP 4 : MODEL- P6BMP4 VENDOR- AMERICAN POWER CONVERSION FEATURES- SurgeArrest Surge Protector- Silver Essential Surg...
BCI ECLIPSE LLC 45259-9 ALFRED HITCHCOCK 4 TALES OF TH DVD MOVIE : 4 Tales of the Macabre SECRET AGENT 1936: B & W: Not Rated (Mild Violence): Approx 88 min. Set during WWI, ...
LaCie 500GB P3 HD USB 2.0 7200RPM 8M 301103U : MODEL- LAC301103U VENDOR- LACIE FEATURES- USB 2.0 Hard Drive, Design by F.A. Porsche- 500GB ...
LaCie 320GB P3 HD USB 2.0 7200RPM 300968U : MODEL- LAC300968U VENDOR- LACIE FEATURES- USB 2.0 Hard Drive, Design by F.A. Porsche- 320GB ...
N/A 50044 HITMAN BLOODMONEY PLAYSTATION II : Agent 47 is back and this time he's paid in cold, hard cash. How the money is spent will affect his passage ...
The Guerrilla Guide To Credit Repair: How To Find Out What S Wrong With Your Credit Rating- And How To Fix It (Paperback) : Thoroughly revised and updated, a practical guide to personal credit explains how to obtain a copy of one s ...
Hammer & Sickle DVD (I) : Important Product Information Another special full english import you won't find on US store shelves! Expe...